“NerdWallet” and “Best-of Awards” “©2017-2023 and TM, NerdWallet, Inc. Actual amounts saved will vary depending upon a number of factors. ‡ Savings examples are based on real Purefy customers who refinanced their student loans between and. Purefy does not charge any fees for using the comparison platform, and no participating lender charges origination fees or prepayment penalties. This fee is a percentage of the total loan. Purefy reserves the right to modify or discontinue products and benefits at any time without notice. When you take out a federal student loan, you will be charged an origination fee by the U.S. Please note that Purefy is compensated by lenders if you complete the loan process. This site is not endorsed or affiliated with the U.S. This student loan forgiveness New REPAYE calculator compares new and old income-driven repayment plans (IDR) and repayment options. Logos and other trademarked items are properties of the lenders and used by permission on this site. Lender eligibility criteria and rates may change at any time. This loan calculator can be used with Federal education loans (Stafford, Perkins and PLUS) and most private student loans. We do our best to make sure our rates are up to the minute, but your final rate, if eligible, will be confirmed when you apply for a loan with a lender. This Loan Payment Calculator computes an estimate of the size of your monthly loan payments and the annual salary required to manage them without too much financial difficulty. The information obtained on this site is based on what participating lenders have provided to Purefy. Only borrowers with excellent credit and meeting other lender criteria will qualify for the lowest rate available. In most cases, lenders determine the interest rates based on your credit score, degree type and other credit and financial criteria. Your interest rate will be based on the lender’s requirements. The maximum variable rate for both student loan refinancing and private student loans is 25.00%. For private student loans, the participating lenders offer fixed rates ranging from 3.98% – 16.24% APR, and variable rates ranging from 3.98% – 15.72% APR. For student loan refinancing, the participating lenders offer fixed rates ranging from 3.88% – 11.58% APR, and variable rates ranging from 4.53% – 8.99% APR. Student Loan Refinancing & Private Student Loan Rate and Terms Disclosure: Annual Percentage Rates (APR) ranges and examples are based on information provided to Purefy by lenders participating in Purefy’s rate comparison platform.
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